Explore Redwood Valley Living: 10-Acre Home Sweet Home at 3425 N Black Bart Trail

Welcome to 3425 N Black Bart Trail in the picturesque Redwood Valley, CA! If you’ve been dreaming of a life surrounded by nature, with the convenience of nearby amenities, this is the perfect property for you. This charming 2-bedroom, 1-bathroom home sits on a generous 10.5-acre lot, offering tranquility and practicality. Whether you’re a first-time buyer or looking for a peaceful retreat, this property has much to offer. A Cozy Home with Endless Potential As you step inside this cozy home, you’ll immediately notice abundant natural light streaming through the windows, creating a warm and inviting atmosphere. The living spaces are comfortable, with plenty of room for you to make it your own. The kitchen is well-equipped, ready to handle everything from daily meals to hosting friends and family. Your 10.5 Acres of Possibilities One of the standout features of this property is the expansive 10.5-acre lot. Whether you’re envisioning a thriving garden, space for animals, or just enjoying the breathtaking views of the surrounding landscape, the possibilities are endless. Imagine waking up to the peaceful sounds of nature, sipping your morning coffee on the porch, and taking in the beauty of Redwood Valley. The property is also conveniently located just minutes from the freeway, giving you easy access to nearby towns and amenities, while still enjoying the peace and quiet of country living. Why You’ll Love 3425 N Black Bart Trail 2 Bedrooms, 1 Bathroom: A cozy home perfect for small families, couples, or those looking to downsize. 10.5 Acres: Plenty of space for gardening, animals, or simply enjoying the great outdoors. Natural Light: Bright and welcoming, with windows that bring the beauty of the outside in. Prime Location: Rural tranquility with convenient access to the freeway and essential amenities. Endless Potential: Customize this property to fit your dreams, whether it’s creating your ideal garden, setting up a homestead, or simply relaxing in your own private oasis. Watch the Full Tour To truly appreciate everything this property has to offer, I’ve put together a video tour that walks you through every corner of this home and its stunning surroundings. Don’t miss your chance to see why 3425 N Black Bart Trail could be your perfect retreat or forever home! Watch the Full Tour Here: Tour This Cozy 2-Bedroom Home on 10.5 Acres in Redwood Valley Interested in Learning More? If you’re ready to take the next step or have any questions about this property, I’m here to help. You can view the full listing details, book a private showing, or explore other listings I have available. View Listing Details: 3425 N Black Bart TRL, Redwood Valley, CA Book a Private Showing: Email me at kasie@unlockingukiah.net or call/text me at +1(707) 391-7963 See Other Listings: Explore More Properties Your Next Chapter Awaits Whether you’re looking for a place to call home or a peaceful escape from the hustle and bustle, 3425 N Black Bart Trail could be the perfect fit. Let’s explore this incredible opportunity together!

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The Gray Guide to Moving Up in Real Estate. GET IT FOR FREE!

The Gray Guide to Moving Up in Real Estate [Music] Today, we're going to talk about the part of real estate that's not so black and white. This is the full rundown of my guide to moving up, which I call the Gray Guide. Hi, my name is Kasie Gray. I'm a Realtor, broker associate, and a mom, and I love helping people love where they live. One of the processes in real estate that I absolutely love is the move-up process. You bought the house a few years ago, your family has grown, you're looking for more space, more land, room for your kids to grow, your family to grow, and you have saved up a bunch of equity. You've probably advanced in your career, you are making more, you're saving more, you're spending less, and you're looking to invest in yourself and your future. How do you do that? By moving up. That is what the American dream is all about. You buy a house, you move up, and you may buy a bigger house and use that equity and continue to build your wealth through real estate. This guide to moving up goes over all of the things you need to know when you are buying and selling at the same time. There are a lot of ins and outs and different options to consider. About Me In the guide, you'll find my resume, which talks a bit about me. I got my real estate license in 2016 and my broker license in 2019. Since then, I've sold over $50 million in real estate, and I love helping families, specifically because that's the journey I'm on at the moment. Financing Options There are additional financing options if you don't want to sell before you buy: Bridge Loan: This loan covers the next house using the collateral of selling your current home within a set timeframe. Home Equity Line of Credit: This option is useful if you decide to rent out your current home. Ensure that your payment is low enough to be covered by the rental income. Considerations for Transitioning Current Market: Assess if your house is ready and prepped for a quick sale. Inventory: Evaluate the inventory in your price bracket. Two Mortgages: Determine your comfort level with paying two mortgages if you buy first. Moving Fees: Plan for potential costs if you sell before you buy. Listing and Buying Process The listing process with me includes: Meeting to figure out a price and prep your house for sale. Listing the property, going through showings, offers, and negotiations. Finalizing the offer, contract, inspection, and closing details. The buying process involves: Getting pre-approved and looking at houses. Making an offer, acceptance, and starting the timeline. Completing disclosures, inspection, appraisal, and loan contingencies. Closing escrow. Strategic Approach We aim for a seamless process by having your property picture-ready and listed as "coming soon" on MLS. We write offers on properties you're interested in until one accepts us as contingent on the sale of your current home. Client Testimonials My clients have plenty of good things to say about me, so check out my Google reviews. If you're a past client and haven't left a review yet, you know what to do next! Free Guides and Resources Explore recommended vendors Unlock all things Ukiah Free Move-Up Guide Get this free guide down below and schedule your consultation today. Check out your home's value for free through the link provided. I am honored to have helped many families transition from their current home to their next forever home. Whether it's moving up to a bigger home or downsizing, I'm here to help. If you're considering spreading your wings, even with a low interest rate, it could be a great move for you and your family. Thank you so much for watching my in-depth look at the Gray Guide, and I will see you in the next video.  

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How to Get Pre-Approved for a Home Loan in Ukiah

Getting Pre-Approved in 6 Seconds? Here's What You Really Need! Hello, Ukiah friends! I’m Kasie Gray, a realtor, broker associate, and a proud local resident. Today, I’m excited to share some valuable insights on how to get pre-approved for a home loan. Whether you're looking to buy a home in six months or five years, understanding the pre-approval process is crucial. I had the pleasure of discussing this topic with Memo Zazueta from Nexa Mortgage, and we covered everything you need to know. Quick Overview of the Pre-Approval Process In just six seconds, here’s what you need to get pre-approved: 2 Years of Job History: Lenders need to see stable employment history. Proof of Income: At least 30 days of pay stubs. Established Credit: While you don't need a lot of credit, a good score helps. For self-employed borrowers, the requirements are slightly different. You’ll need to provide tax returns for the past two years, along with business bank statements and profit and loss statements. The Importance of Getting Pre-Approved I often get asked, "Why do I need to get pre-approved?" Getting pre-approved is more important now than ever due to changing interest rates and market conditions. A pre-approval allows you to: Know Your Budget: Understand how much house you can afford. Shop Confidently: Make offers with confidence, knowing you have financing in place. Create a Plan: If you can't get approved now, we can create a plan to improve your finances and credit. Factors Affecting Pre-Approval Income and Employment: Your income and job stability are key factors. For a $400,000 home, a household income of $75,000 to $80,000 might suffice, depending on other debts and down payment. Credit Score: Different loans require different scores. FHA loans might accept scores as low as 580, while conventional loans often require higher scores for better rates. Debt-to-Income Ratio: Lenders will look at your overall debt in relation to your income. Local Lender vs. Big Banks Working with a local lender like Memo Zazueta can be advantageous. Local lenders understand the unique challenges of our market and offer personalized service. Unlike big banks, local lenders have fewer overheads and can provide more competitive rates and specialized products. Soft Pull vs. Hard Pull Soft Pull: Doesn't affect your credit score and is often used by services like Credit Karma. Hard Pull: Required for pre-approval and has a minimal impact on your score unless done frequently. Pro Tips OptOutPrescreen.com: Before getting your credit pulled, visit this site to reduce unwanted solicitations. Credit Monitoring: Use apps like Credit Karma or Credit Sesame to monitor your score and get advice on improving it without running your credit. Final Thoughts Getting pre-approved is a critical step in your home-buying journey. It's not as scary as it seems, and with the right guidance, you can navigate the process smoothly. If you have any questions about getting pre-approved, don’t hesitate to reach out to Memo Sasa or me. 📌 Useful Links: Explore recommended vendors: kasie.realtor/vendors Unlock all things Ukiah: kasie.realtor/unlockingukiah Free Home Buying Guide: kasie.realtor/buying-a-home Stay tuned for more tips and local updates. Happy house hunting, Ukiah!

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