THE GRAY METHOD
Your guide to the part of real estate that isn't very black and white. Buying your first home and upsizing into your dream home can feel very overwhleming. When you have endless options for how to navigate the process look no further than the expert.
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LISTING PREP GUIDE
Thinking about selling your home?Most wait until they are ready. My clients contact me months in advanced so I can give them a free consultation on steps to make to make sure you get the most value for your home. Get my free step by step guide here
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Looking to make a move? Here is my free guide that gives you the complete run down of the ins and outs of Ukiah. everything from my favorite meals, favorite parks and things I love to do in my free time. Take it all from me, a girl who has lived here my whole life!
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3 Reasons You Need a Home Inspection | Why You Need It?
Is it really necessary to spend hundreds of dollars on a home inspection when in escrow on a purchase the answer is yes and I'm about to give you the reasons why so stay tuned! Hi, my name is Kasie Gray, your homegirl, and broker associate here in Ukiah, and you know a home inspection expert. You just call me a home inspector, I'm just kidding! I do not go under houses that is my one rule won't go under my own, won't go under yours, so that's why we hire someone to do it and a professional at that. Getting a home inspection is important for many reasons and I'm about to cover those right now! So reason number one, you may think that the home is in perfect condition especially just from the naked eye from walking through the house looks to be in good shape, but most often than not. Some of the costliest problems are hidden. So termites leak foundation issues poor ventilation faulty wiring and those are all things that a home inspector will discover if they are there while you're in escrow to purchase a new property. Reason number two is that it is so important to have this done before escrow, before you sign the paperwork, and before you sign your closing documents to make sure that you know what you're getting yourself into. Sometimes a problem like faulty wiring or you know a foundation issue isn't an issue to you as long as you're prepared but you get into the house you've already signed all your paperwork, you own the house, and now you find out that there's an issue, and you don't have the money to cover that. Then, that's where you know lots of issues occur so. Reason number three is it gives you an accurate idea as to what you're going to be spending your money on in the next few years. If the roof needs to be replaced in five years, you can start saving up for that instead of saving up for a 72-inch tv. So these are some of the reasons why you need a home inspection. The home inspection can range anywhere from 300 to 500 depending on the size of the property and can save you anywhere from a thousand to you know upwards of sixty thousand dollars. So it's super important to get a home inspection I have a couple in town that I recommend. If you have any questions there will be a link down below to my buyer's guide and also a link to all of the vendors that I recommend!
How To Price Your House | Sell Your Home | Home Selling Tips
If you're thinking about listing your home, pricing is one of the most important things that's going to happen throughout the process. this can either make or break your listing. So pay attention, get your notepad ready, or just give me a call, and I can help you through the process. Hello, my name is Kasie Gray, I'm your homegirl, and broker associate here in Ukiah, California. Today I'm talking about how to price your house. This is one of the things that Zillow just can't do for you their estimates are usually pretty off. I even have a whole page in my market analysis to explain why you shouldn't trust your estimate and why you should trust me. Some of the things that go into how you price your home are the neighborhood. What's happening in the neighborhood, how fast your house is selling, what percentage is over asking, are they selling for or under, the condition, the quality of the neighborhood, all of those things. Second, we're looking for details about your property. How big, how small how cute, how not cute, does it have a pool, does it have an airplane hanger, what's it got? Then, we're selecting the comps and we're going to compare they're called comps because they're comparables. It's just shorter because comparables are such a long word. So we're looking at the comparables to see what those houses sold for, and how they compare to your house. Are they bigger, are they smaller, what's the price per square foot, how fast, did they sell, what did they sell for, did they give any concessions, all the things? Then, we adjust for the differences. If your house is bigger, then we're going to add more value. If your house is smaller, we're going to add less value or I mean, we're going to not add it we're going to take it away. We're going to take that value away, snatch it. Then, we're going to determine how much your house is worth. What do I think an appraiser would come out and say it's worth and then we're going to put it on the market from there and then who knows some crazy person might come and say, "I would like to offer you a hundred thousand dollars", more than you put the house on the market and you know good for them but is that what it's worth? If they want to pay for it it's what it's worth but that's how you price your house and we cannot account for the crazy people that want to pay a hundred thousand over ask because that's their own business. If you want to know how much your house is worth, there will be a link down below. You can click it put in your address and I can give you a comparative market analysis of how much your house is worth. So you don't even have to look at the comps. I'll just explain to you why this one is a comp and why this one is not or etc. I will also go over some in-depth pricing strategies with you so that you can get the most money for your home as quickly as possible!
How To Get An Offer Approved? | 10 Tips | Ukiah Real Estate
This market is so challenging and I understand how you're feeling right now. Offer after offer but nothing's getting accepted. Here are some ways that you can get your offer accepted by me. Some ways that I help you get your offer accepted. So if you're interested stay tuned. If you haven't yet called me about buying a house, you should just hang up and walk. Call me right now anyways! Hi, my name is Kasie Gray, your homegirl, and broker associate here in Ukiah, and today I'm talking about how you can get your offer accepted. So these are my 10 tips for getting your offer accepted. If you're my client, there's lots more where this came from. So just pick up the phone, and give me a call first, I'll be one of the first to put to view the house and put in an offer. A lot of houses these days have offered you by dates which makes it a little bit more challenging but you want to get in to see that house as fast as possible, and if they don't, have a due date to get your offer in without any hesitation. They don't have a second to wait. Second is offering the above ask or including an escalation clause. I'll have another video up soon about what an escalation clause is but you know, you should just hire a professional to explain it to you anyway so I'll just leave it at that. Number three is to be open to an appraisal gap. So if you have a lower down this isn't might not be an option for you but you might need to waive the appraisal contingency. So a seller thinks that you have more skin in the game. What that does is if it doesn't appraise then you either have to come up with the cash or back out and give them your deposit. Number four speaking about deposits beef up your earnest money. So I cannot tell you how many times my clients have gotten denied offers because the earnest money was not enough. Look for anywhere from two percent and up to a put-down. It's you'll get it back as long as you have your contingencies but a seller wants to know that you have as much skin in the game as possible and you look more qualified when you have higher earnest money. Number five getting pre-approved by a local lender, not a bank, not quick in loans, not someone that doesn't work when they need to. What we're looking for is someone that's flexible, someone that knows the area, someone that understands how appraisals are going in around here, and so forth. It's super important to make sure that you check with your buyer's agent before you get pre-approved because chances are they have a team that they've worked with extensively who have done great transactions for them. So do not go to quicken loans because your offer will get denied. Nobody likes to work with quicken loans unless you're doing a refinance. So just don't do it. I'm just telling you now. Number six, offer to pay for the seller's moving expenses you know up to a certain amount but you know offer to help them out with a mover or whatever they might be looking for. Number seven defer all closing timelines to the seller so whether they need a longer escrow to need a rent back whatever it might be give it to them. That's sometimes that's the only way you can win in these situations especially if you have some flexibility in your schedule is to offer a rent back to offer flexibility for the seller so that they can go find another house to move to because no one wants to be homeless. So, if you're going to help them out with not being homeless, they're your guy or you're their guy you're everyone's guy everyone's got. Number eight waives the inspection contingency. So depending on if they have inspections already on the home you might be able to waive your inspection contingency. If you have other contingencies set up like a loan and appraisal that might be a little bit more appetizing for you. So that you still have the possibility to back out and get your deposit back but so it looks very confident to a seller that whatever this house has in store, I don't care. I want to buy it even if I need to install a new super lateral and put it on a roof. Those are the things that a seller wants. They want you to commit. Number nine, eliminate financing contingencies so your loan contingency is what saves you if for some reason you get fired you accidentally bought a new car whatever it might be. You can't get a loan anymore and now you can back out with getting your deposit back but removing that contingency. You can still back out you're just not going to get your deposit back. I mean they can't force you to buy a house but they could take your check from you. So that one definitely is careful with some lenders who can fully underwrite you before you even get into the contract which will allow you to remove that loan contingency. But still, you know consult with your team to make sure it's okay and they feel confident in it and you feel confident. Know the rules that you're not supposed to buy a new car on accident or whatever it might be and then you can do that. Number 10 has as much down as possible or as much cash as possible sellers love to see the cash. It just makes you a more qualified buyer it doesn't always necessarily mean that you're more dependent it's just what they see on paper. The bigger the numbers, the more confident it looks. So, like I said hire a professional. I've written so many offers in my career and I know what to look for what not to look for how to communicate with the agent and to try to how to try to get your offer accepted. I can only do so much but as a buyer, you know you want to have a really professional and seasoned buyer's agent so that they can get your offer accepted for you!
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